Wednesday, June 7, 2017

Who Needs a Tub When You Have a Pool?!

Walk-in tubs may seem like a good idea, but read this post before you take the plunge!
Grandma E has always loved a good soak in the bath tub.  However, as she has aged - and her knees have begun to give her trouble - she has found getting out of the tub to be nearly impossible.  This was discussed a couple of years ago when my husband and his older brother supervised the remodel of Grandma's master bathroom and offered the option of a walk-in tub.  She opted for a shower with a seat and detachable sprayer...and she said, "I just won't take baths any more."

But a few months ago, a neighbor alerted me that Grandma had told her how difficult it was to get out of the tub in her guest bath...explaining that she had to turn over onto her hands and knees and crawl out, one leg at a time!  The neighbor had suggested she investigate walk-in tubs...and she wanted me to know this!

Even though the tubs were discussed at one point - and dismissed - my husband did his due diligence and investigated them thoroughly once again.  He presented the details to Grandma E and explained that, while they look like a great solution, there are drawbacks.

You must get into the tub, close the door, sit down, and wait while it fills with water.  This can take ten minutes or more.  The process is the same for the tub to drain after the bath.  You cannot open the door until all of the water is out of the tub.  While many models do include a heater in the seat, it still can get fairly chilly as you sit there...especially if you are wet and waiting for the water to drain.

The tubs must be thoroughly cleaned...or they can mildew.  For an older person, this can be a daunting chore, and not all seniors have housekeepers to do this for them.  Additionally, the price and quality varies greatly.  The "better" models can sell for upwards of $25,000...yes, twenty-five THOUSAND dollars!  One reviewer said that he went to the trouble and expense of installing them in his senior living condos...only to remove them later because they were not being used - or people were using them as storage hampers!

But the kicker for Grandma E was when she said, "I just want to sit and soak in warm water up over my shoulders."  Even in the best walk-in tub, this is not going to happen!  So I suggested that perhaps she should come with me to our city's Aquatic Center and sit in the therapy pool.  Heated to a balmy 94 degrees Fahrenheit, this pool has a built-in bench along one wall where one can sit and enjoy the jets (or not). Depths range from just over 3 feet to 5 feet, so there are plenty of spots along the wall where a person can soak in warm water up around their ears!

Grandma participated in senior water aerobics classes a few years ago at this pool, but she was reluctant to return now. I had tried to get her to go with me several times, and she would always say, "I look horrible in a bathing suit now."  I told her I should hope to look so good in a bathing suit when I am 90!  We talked some more about the pool, and I mentioned several selling points...I would pick her up and take her home...and she could soak while I did my aerobics workout.  There is even a motorized "lift" if she felt she was unable to use the steps to walk into the pool and get back out. I would handle everything with regard to a membership. Finally, she agreed to give it a try.

It took one trip for Grandma to be hooked!  We now go at least three days a week.  The "lift" has never been used...and Grandma never just sits and soaks. She walks around, bounces to the music that is piped in, and visits with others who happen to be soaking/swimming in the therapy pool. We stay about an hour. She has a new swimsuit and swim cap...and with insurance discounts, her "membership" fee was a whopping $25 for the year...with unlimited use!

Aside from the benefit of getting to soak in the warm water, Grandma's knee is much better.  She had been receiving a cortisone shot in her knee every three months.  In February, she was hurting so badly that she counted nearly every minute of the last week before her shot date. She started going to the pool right after that injection, and when her scheduled appointment rolled around in mid-May, she canceled it!  She says she is sleeping better and feeling better all over...and she will be 91 in three weeks!

tA community center "therapy pool" may offer seniors a great alternative to the risky business of soaking in the bath tub at home!
I made a point to set up overnight stays for Timothy, Zola and Nathan on consecutive Fridays, so that they could swim on Saturday mornings with Grandma E and me.  While the child and I play in the Olympic-sized swimming pool, Grandma watches us from her bench in the therapy pool.  This makes for a great interchange on the ride to and from the pool, and it gives Grandma something to do while she sits and soaks for an hour.  We plan to do more of these trips this summer.

As always, there are some interesting parallels between the children and Grandma.  I watch both carefully as we get in and out of the car...the child to make sure he/she does not dart into traffic and is securely fastened into the car seat while traveling...and Grandma to make sure she doesn't slip and fall - and that her seat belt is securely fastened before we depart!  I watch all of them get in and out of the pool - and keep a close eye on them as they "swim".  The children become more brave and confident in the water with every visit to the pool.  Grandma becomes a little more bold with her moves, also!  The children are always eager to go to the pool for a swim.  Most days, Grandma eagerly agrees to go "get her swim on", also!

We are blessed to have a wonderful Community Center and Aquatic Center in our town.  The fee for unlimited use of all facilities for our family of five is $25/month...and as I noted earlier, Grandma's fee is $25 annually.  That is a tremendous bargain. We can swim year-round in this indoor pool...7 days a week, usually. The pool rarely closes, unless there is thunder in the area!  For those who are more adventurous, there are water aerobics classes, water Zumba classes...and a wonderful class that meets several times a week in the therapy pool that is geared toward seniors with arthritis.

The only drawback I have found for the little ones is that they are not allowed in the therapy pool unless they are taking a swim lesson with a certified instructor...and the "big pool" is four feet deep at the shallow end.  None of my children are that tall yet, so they cannot touch bottom...and this has affected their confidence level.  They are all three still wearing life preservers...but I am seeing progress and hoping that soon, they will be swimming like fish - all on their own.

I realize that not all communities have indoor pools.  And I am sure that walk-in tubs have their place and are great for some folks.  But this did not seem like a viable solution for our situation...and in doing our homework, we came to the conclusion that these tubs may not be all they're cracked up to be!  Thankfully, we had a "Plan B" least for a while. I realize that not all communities have indoor pools.  And I am sure that walk-in tubs have their place and are great for some folks.  But this did not seem like a viable solution for our situation...and in doing our homework, we came to the conclusion that these tubs may not be all they're cracked up to be!  Thankfully, we had a "Plan B" least for a while.  I know people who are well past age 95 and still using this therapy hopefully, Grandma E and the kids and I can all make the frequent trek to the Aquatic Center for many years to come yet!

There is something therapeutic about water...and water exercise.  It's good for the body, mind and soul...and we are living proof.  When was the last time you took a dip?

Monday, March 27, 2017

Who is Driving the Car...Keeping Your "Sandwich" Safe

Some of the most challenging situations you and I will ever experience center around a car. I still remember begging my parents to let me drive before my 16th birthday.  Several other kids my age had been given the keys to their parents' cars well before they were of legal age to drive. One of my cousins and a great-niece already had brand new cars in the garage several months before their 16th birthday...ready for them to drive on their big day.  But my parents would not relent...and I was not allowed to make a solo drive until the morning of my 16th birthday.

Me atop my Grand-dad's car in a high school parade - 1972.
I think the car was a Plymouth Sebring!
Conversely, I remember the ordeal that arose when my mother had to tell my Grand-dad (her dad) that he could no longer drive.  He was not having it!  My grandmother stopped driving fairly early, because she was given a diagnosis of Parkinson's Disease, and she somewhat reluctantly accepted the fact that it was deemed unsafe for her to drive. But my poor grandfather felt that my mother and dad were totally emasculating him by suggesting that he put down his car keys.  

Never mind that Grand-dad could not see well enough to discern a raw onion from potatoes on the dinner table...or that he could not hear most of what was said in normal conversation.  Forget the fact that Grand-dad passed someone on the highway north of town one night and took off this person's side mirror - and never knew it!  My Grand-dad still thought he needed to be able to drive...if for no other reason than to be able to transport my grandmother wherever she wished to go. The only way Mother convinced Grand-dad to give up his car is by telling him that a beloved grandson who lived in Texas needed the vehicle.  If Brent needed his car, Grand-dad was glad to let him have it.  

I am quite certain that on some level, my grandfather realized that he was being handed an "out"...but he was allowed to "save face" somewhat.  He wasn't really giving up driving as much as he was helping out his grandson by providing him with a car.  And that was that...except that more than ever, my mother and I - and other family members - were called upon for rides to everything from church to doctor appointments to shopping trips, and more.  And we made this "taxi service" work.

My great-Aunt Altha simply declared at some point that she was finished driving. She called her grandson and told him to sell her car...which he did.  Nothing else was said...there was no remorse.  My aunt fully realized that the time had come to put away her car keys and let someone else do the driving. If only it were always that easy!

1967 Chevy Impala similar to the one my grandmother owned. 
Photo from
When my dad's mother - my Mam-ma Polly - began to have some little "fender benders" at age 95, we began to hint that the car should probably go.  However, the decision was pretty much hers. And one day, she asked my sister and brother-in-law if they would help her sell her 1967 Chevy Impala - a "mountain-green" tank with a white hard top (similar to the one pictured, but I think hers was four-door).  I believe the buyer paid $500...but the bigger payoff was that the car was not available...and the temptation to drive it was removed.

My Grand-dad and my Mam-ma Polly both lamented frequently that they had to depend on others for rides. They really missed their cars. I think my maternal grandmother and great-aunt enjoyed being chauffeured around - especially my grandmother.  It was not always convenient to shuttle them here and there...and we couldn't always drop everything and go at the very minute that they called and wanted a ride. For my grandmother, especially, planning ahead was a real problem - and apparently not in her vocabulary. But in the end, we made it work as best we could for everyone...and hopefully, we kept the roads safer for others.

December 21, 2015, a 90-year-old man over-corrected on the highway just outside our community and crossed the center line, hitting my brother-in-law, Bruce, and his wife head-on.  The man died at the hospital an hour or so later.  Bruce endured four bowel-resection surgeries in 3 days due to internal injuries from his seat belt...and on New Year's Eve, he succumbed to a heart attack and died. This caused all of us to begin to take a hard look at the driving habits of my mother-in-law, who was then 89. 

We talked about the car - and no longer driving...and Grandma E would say, "I want to drive until I am 90."  Greg agreed to long as nothing changed. She rarely drove anywhere...Walmart, the beauty shop, or maybe to church.  Once in awhile, she would venture across town to visit us.  Still, we worried about her reflexes...and how she might react to other drivers.  As the months ticked by and we neared her June birthday, Greg and his older brother began to discuss what to do about her car.

Just as had happened with my cousin and my grandfather, our great-nephew was on the hunt for a good "commuter car" to drive to work each day in Nashville, Tennessee. The 2007 Ford Fusion that Grandma E was driving had right at 15,000 miles and looked like brand new.  Her sons began to suggest that Grandma E give the car to her grandson.  And she agreed to do this. 

I will tell you, the day that our great-nephew and his family drove away from Grandma E's in the little white car was bittersweet.  I knew it signaled a shift in the family dynamic...and a dependency upon us for her trips - to anywhere! But we have managed pretty well, so far.  The biggest issue we have had is getting Grandma to remember to plan ahead...and on some levels, that's just not gonna happen!  So when I picked her up one morning last week to go to our Aquatic Center for a swim, she said, "I've called in a prescription refill at the pharmacy, and it will be ready later today."  Luckily, it was ready by the time we finished our swim, and we were able to stop and pick it up on the way home.

Other times, she has forgotten to tell us ahead of time about an appointment - or she hasn't remembered that she is running low on milk and other staples.  So Greg has had to adjust his schedule to accommodate an extra "run" to the store - or to her house to pick her up or deliver her somewhere.  But the payoff is that we know that she is not driving herself.

We recently got rid of the last two "5-way harness" car safety seats that we had for Nathan and Zola and promoted them to high-back booster seats like their brother, Timothy, uses. These seats utilize the car's seat belt to strap the child in securely, and we are still teaching "the littles" to fasten their own latches.  But once that is accomplished, the wrestling of those straps from the other car seats will be a distant memory in the rear-view mirror!  These seats should serve the children for the rest of the time they need a child safety switching them out was monumental in our world!

And yes, some days, we have to do some strategic planning...who needs to be delivered where - and when - and where we will all sit. Right now, our Chevy Tahoe has ample seating for us, Grandma E, and the three children - with a little room to spare.  And thankfully, Grandma E is able to pull herself up into vehicle...something my Mam-ma Polly was always able to do, also.  Otherwise, we would have had another adjustment to make!

I share all of this to say that getting everyone safely from Point A to Point B can be a challenge.  And getting your seniors to stop driving when it's time may be one of the biggest issues you will face in managing their care.  There is a lot to consider as you make this change.  I know people in their 90s who are still driving and doing a fairly good job of it...and I know people in their 70s (like my maternal grandparents) who were already past the time when they could safely maneuver a motor vehicle.  

Each person and situation is different. I know more than one caregiver or guardian who has hidden his/her parent's car keys. I know children who have called the local police and BEGGED them to "make Mom or Dad quit driving"  - and they cannot do this.  Unless your loved one is involved in an accident or fails a driving test, the police are powerless to say, "You have to stop driving" just because this person is advanced in age.  In fact, the police chief in our town called a friend of mine and said, "You need to get your mother to stop driving."  But HE (the police chief) was legally unable to do anything to dissuade her.

You must be prepared for what happens after the car is gone.  My mother-in-law and Mam-ma Polly were both in the habit of running to the store for just one or two items.  So when they needed Jello...or ran out of salt...they hoped in their car and drove to Walmart or a nearby grocery store and got these things.  If they got a hankering for a hamburger at 5:00 p.m., they got in their car and drove to Sonic®, Burger King® or McDonalds® and ordered whatever they pleased.  Your senior will have a major period of adjustment as he/she realizes that the vehicle really is no longer available for these spontaneous trips.

You must also be prepared to do more shuttles, and some serious scheduling may have to take place.  When I was driving my grandmother, it worked best for me to do all of her errands on one day (as much as possible). For us, this was Friday afternoon.  I took her to the beauty shop, and while she was there, I went to the pharmacy and got her medicine and handled any other errands she had on the list.  Most of the time, she gave me her grocery list, and I bought the items while she got her hair done. Then when we got home, I unloaded everything for her and helped her put it away. 

Schedules are good, but there will be unexpected doctor appointments, times that your loved one wants to visit a friend or attend a party or other function, and more.  I could not persuade my grandmother to ride the church bus that would have gladly picked her up and delivered her back to her home.  She said she didn't want to wait - or to be the last one returned home.  Well, somebody has to be first and last!  Thankfully, a fellow church member lived nearby and picked her up most days - and sometimes my mother and her husband were in town and were able to take Mam-ma to church.  But my point is that there will be some necessary schedule adjustments for your loved one - AND for YOU!

The other thing you have to figure out is what to do with the car. Sometimes this works out fairly easily...and other times, it's a real bone of contention.  People are attached to their vehicles...and worries that they won't bring a decent price can be a concern for an elderly person, in particular. Some will want to keep the car in the carport or garage with the promise that "I won't drive it."  That is probably not a good idea...and that promise will end up being broken in an "emergency."  I know people who are in an Assisted Living Facility and have a car sitting in the parking lot, just because it makes them feel good to know it's there!  I also know one person whose children disconnected the spark plug, just in case he tried to take off in said vehicle!  My best advice is to figure out a way to get rid of the car - even if you have to be pretty creative in doing so. Remove any and all temptation  - and possibility - for the senior to drive.

In her book, When Heads and Hearts Collide, my mother talks about a conversation she had with my grandmother, in which Grandmother told Mother, "I don't want you to be my Mother!"  Believe me, that was not a role Mother relished.  But just as our parents told us when we could begin to drive - and were most likely heavily involved in helping us acquire our first car - or maybe YOU have done this for your own teenagers...many of us will come to a point where we have to "parent" our parents or grandparents - and help them make some life-changing decisions about driving.

At the end of the day, the goal is to keep our loved ones - and all others on the roadways - safe from an injury...or worse.  There may be some heated discussions and a few tense moments in the journey, but this is generally a necessary challenge that must be addressed.  A fender-bender and dealing with insurance agents, injured parties and more can be a frustrating experience...but a more serious accident could be life-changing.  The question of who is driving the car is an important one to answer...and worth any hassle and heartache on the front end.

Sunday, February 19, 2017

How Do You Manage Your Senior's Finances...and a Few Other Questions and Insights

Several months ago, I was contacted by a writer for  She gave me a lengthy list of questions and asked if I would be willing to provide insights to help her readers who were caring for seniors.  I agreed and spent a couple of days compiling thoughtful answers to her questions.  She didn't use any of them in her story.  

Since I put so much time and energy into the information, I thought I would post it here, so that you, dear readers, can avail yourself of any insights you might glean.  So here goes...

1) Please tell me a little bit about yourself. Is your grandmother your mother? Did she raise you?

I have been married 42 years, and we have no children of our own. My father died in October 1999.  He was an only child, and his mother - my then 87-year-old grandmother - was still living alone in her own home, driving, and doing pretty well for someone nearly 90.

My mother helped my grandmother with many things - as did my sister and I...but Mother remarried in February 2002. Mother traveled a lot in her fact, she and her husband left after their wedding for a 6-week trip along the East Coast. That summer, my grandmother fell and required 3 months of therapy in a skilled nursing facility.  My mother was traveling with her new husband, and the care of my grandmother became my responsibility.

Mother was planning to spend the FOLLOWING summer (2003) traveling, and just as she was leaving, my grandmother again became ill and required a stay for rehab at the nursing home.  Mother handed me my grandmother's checkbook and said, "You're going to need Power of Attorney." So for the next 10 years, *I* was my grandmother's guardian.

My sister, brother (who is deceased) and I were fortunate to grow up in the same community as ALL four of our grandparents, and we were very close...we saw them on almost a daily basis.  My grandmother did not rear me...but we were very close, and she was very much a mother figure to me in the last 10 years...especially given how intertwined our lives were - and the fact that I was somewhat her sole caregiver.

In 2009, my sister's daughter had her first child.  My niece was a single mother attending college, and my husband and I kept the baby while she went to classes.  This morphed into us keeping our great-nephew for longer periods of time. By 2012, my niece had given birth to two more babies and gotten married, and my husband and I were heavily involved in assisting the whole family. So my "sandwich" was my great-nephews and great-niece - and my grandmother. 

My grandmother died in 2013...and the "sandwich" shifted from caring for her and the babies to caring for my mother-in-law (who is now 90) and these three children. This situation is not quite as "involved" as it was...the children are now 4, 5, and 7 - and all in school - and my husband is primarily responsible for his mother, so my responsibilities there are negligible.  But there are times when we have all three children and "Grandma E" together at the same time...and the dynamics of a "Sandwich Generation" situation are definitely there.

Our SUV has three car seats and a handicapped sticker.  When my grandmother was still alive, I used to joke that our car often contained a walker and car seats...and diapers and Depends!  For a "childless" couple, we are well versed in all things NickJr., baby - AND Medicare and geriatric!

My mother was diagnosed late in September 2015 with stage 3C Ovarian cancer, and she began chemotherapy immediately.  Two treatments in, the oncologist said the drugs were not working and the tumors were growing rapidly. She was hospitalized New Year's Day and placed in Hospice Care three days later. She died on January 12, 2016.  Prior to her diagnosis, my mother was an active 76-year-old great-grandmother who drove her own 40+-foot motorhome (with tow car) from coast to coast.  If she fit the "sandwich" mold, it was only the context of my caring for her needs those last few days - and attending to the children and fielding their questions when they would visit her.

2) What made you want to start your blog? 

 I first wrote about my grandmother on a personal blog after several frustrating encounters with insurance companies over the Medicare Part D Prescription Drug coverage, beginning in 2005.  I have never experienced anything more exasperating in my life...and at the end of the day, I had a Medicare rep from Dallas, Texas, on speed dial. This woman would become one of my most trusted contacts over the next few years until she retired...and I always had to reach out to her for clarification each fall as I selected my grandmother's prescription coverage plan.

In 2008, when my grandmother had to go to the nursing home for a third time in five years for "rehab," I decided that my experiences might be helpful to someone else - and I needed a place to vent. So I started "The Deli" blog. At that time, I was not in a "sandwich" per se...but I had friends who were, and I hoped that by sharing my experiences about MY grandmother, I could encourage others to open a dialog about THEIR situations.

What type of support have you found in the blogging community?

To be honest, I have not received as much support as I hoped.  I participated in some forums for caregiving and the Sandwich Generation on the AARP website for a while. And I all but begged some people to share THEIR story with me in a format that I could put on my "Deli" blog.  But at the end of the day, I think people are just too tired and busy with their "sandwiches."  If you are not a writer already - and inclined to document your experiences - it's hard to make time for spilling your guts to someone else. 

Having said this, I have SEVERAL friends who are currently dealing with the care of aging relatives - if not a "sandwich" situation - and I hope to maybe resurrect the blog a bit and get some of them involved in the dialog.  We will see what happens!

3) Were you the only one in the family in charge of your grandmother’s finances?

From July 2003 until her death, I was in charge of my grandmother's finances.  At first, I let her handle her own checking account, but I soon discovered that her idea of "balancing the checkbook" was calling the bank every couple of weeks and asking, "What's my balance?"  She would write that in her register and move forward.
The impetus for me taking over her checking account came when she had to go to the nursing home for one of her rehab stints.  She had misunderstood the people at DHS and thought she was allowed to have more than a $2000 balance in her checking account and could still qualify for full Medicare/Medicaid assistance for a nursing home stay.  She had just more than $2100 in her checking account, but that was enough to cause a fee of $150 per day for about 5 days until she "spent down" her assets.  After this costly mix-up, she agreed that maybe I should handle her checking account.

Like many seniors in this country, my grandmother worked very hard all of her life, but she never made a lot of money.  She received a meager Social Security income each month that barely covered her food, utilities and medication co-pays. She lived in a home owned by my parents, so she had no mortgage or rent payment. She owned her very old car outright. I wrote checks for her groceries, her weekly hair appointments, and her church tithes.  Somehow, she always
had a few dollars left at the end of each month!

The REAL WORK came in making sure that my grandmother was sufficiently covered for Medicare/Medicaid and Medicare Part D, which took a lot of time and was incredibly confusing.  How seniors who do not have an advocate manage this maze of papers and regulations and rigmarole is beyond me!  And don't even get me started on admitting someone to a nursing facility, Assisted Living facility - or even the hospital or Hospice.  The paperwork is astounding. I kept copies of a "cheat sheet" with vital info in my wallet, because it seemed like every other day, I was needing to supply this data to someone for something!  I would just hand them a copy of this information.

Honestly, I don't see a decent way around this.  Perhaps siblings could split the responsibilities financially...but for the most part, one person needs to be handling all of this, so that nothing falls through the cracks.  I think if my sister OR my mother and I had tried to share the management of my grandmother's finances, it would have been even more time consuming and frustrating.

4) You mentioned on Twitter that you were a signer on your grandmother’s account. And you also advised against sharing a bank account with an elder. What made you choose to become a signer? Had you done your research? How did you get informed?

I had to become a signee in order to write checks on my grandmother's account.  As soon as she went into the nursing home and needed an advocate, we signed a card for me to be able to do this.  

5) As a signer what were your privileges on the account?

My name was never on her account...I was merely a "signee." This meant that I could write checks and balance her bank account.  One caveat...when my grandmother died, she had about $130 in her checking account.  I took a death certificate and a copy of my DPOA (Durable Power of Attorney) to the bank and asked to close the account, and they would not allow it.  I was not the "designee" on the account for closing it out.

This is different, apparently, from being the "signee" on a checking account.  I was not designated as the person to close the account - my dad was.  Since he was already dead, the secondary designee was my mother. SHE had to return to the bank with these papers and close the account.  Lesson learned...if you are handling the finances, make sure you are the "designee"...and that you have the proper signatures in place to access a safe deposit box, etc., as well.

6) What approaches did you take with a banking account that worked for you and your family? For example, did you rely on money management tools or software to help you keep track of everything? Or did you choose specific accounts that perhaps offered lower fees?

I did not use specific software...the account was very simple and did not need something like Quickbooks. I did acquire an online banking account, so that I could login and check on things like the auto-drafts and verify that all charges were legitimate and necessary. I would note that I set the account up with my grandmother's name, and one time I locked myself out of the account.  When I called the bank and identified myself, they would not allow me to access the account, because I gave MY name, not hers.  They had to talk to HER for authorization.  She understood NOTHING about online banking...but bless her heart, she authorized me! After that, any time I called on her behalf, I pretended to be "her" on the phone!

7) Did you at any point consider a power of attorney or was that given to someone else in the family?

I was my grandmother's Durable Power of Attorney (DPOA).  This is different from a medical Power of Attorney, which only gives you authority to speak for the person in medical situations. The DPOA is more encompassing. I downloaded a DPOA form online and we signed it and had it notarized. We had to provide copies of this document many times over the years for several different things - applications for assistance, cashing her life insurance policy, and more. I would consider this a vital document to have on hand if you are managing any business activities for a friend or loved one.

8) Emotionally, how difficult was it to handle your grandmother’s finances? How did you manage to juggle those with your family’s?

I probably spent a couple of days a month managing my grandmother's finances. Since she had very little money, there wasn't much to manage. I can see where for someone with substantial assets, this could be quite a lot of work.  The real time consumer was the vast number of papers and forms related to Medicare, Medicaid and Medicare Part D Prescription Drug coverage.  

I cannot begin to calculate the hours I spent on those things. It can be emotionally draining to manage another person's finances while juggling your own family responsibilities.  But all of this is emotionally draining on many levels.  You learn to cope...and hopefully, you have others who can encourage you.  This is why I created the encourage others and say to them, "'re not crazy...look what happened to me!"  Most of the people I hear from say, "These are exactly the things that are happening to ME!" Senior care is universal in many ways.


9) Did you make any financial mistakes along the way that perhaps our readers could learn from? (for example overdrafts or missed payments while you tried to learn how to balance it all)

I do think there was an overdraft once when I paid a bill a day or two before my grandmother's Social Security deposit was made. It seems like the fee was about $30...which I paid out of my personal account. I know that never happened again! I don't think my grandmother ever knew about the overdraft.

10) What advice would you have (emotionally and financially) for anyone who has recently become a member of the Sandwich Generation?

You are not alone.  That may not help, but perhaps knowing that there ARE people who are willing and able to offer support will be comforting. Depending on the age of your senior and the circumstances, I would strongly encourage the investigation of long term care insurance.

I know families who have scraped together funds to pay for the care of a loved one who MUST move to an assisted living or skilled care facility.  The cost can be anywhere from $3000 per month and up...and that is just for the facility. 

If you go through the posts on this blog you will see that I have outlined the "extra expenses" that might be incurred...and they add up in a hurry!  No one wants to be in the position of telling Grandma she can't have her hair and nails done every week - or any other "extras" - because there is no money.  And most people don't want to have to liquidate every asset their loved one has in order to pay for nursing home care.

11) Do you have a contact that you met in the blogging community or a friend who may have more to say on this subject? I would gladly appreciate an introduction.

I do not have anyone to recommend; however, my mother wrote a book about HER experience with HER parents and the nursing home…When Heads and Hearts Collide.   I HIGHLY recommend this book to anyone who has been charged with the care of a senior citizen.  It’s only $10 postage paid, and you can order with PayPal directly the sidebar on this blog.
Because of the things I experienced through all of this, I also wrote a book...What to Say and Do...When You Don't Know What to Say and Do. This book can also be purchased via the sidebar on this blog.

If YOU have questions...or a particular issue...that you would like to see addressed on this blog, please contact me.  We are all in this together, and as time permits, I will gladly address any and all inquiries and comments.  Hang in there!

Wednesday, January 25, 2017

Constructive Conversations - How to Talk With Your Senior

Over and again, I hear people say, "I just don't know how to talk to my mom/dad/grandparent/elderly loved one anymore."  Popular conversations with seniors center on their health concerns and physical ailments - and/or the ills of others in their circle.  Other common topics include the weather...death and and/or inheritance...feeling alone and neglected...and bowel movements. I get it!  If you rehash these same topics every week with your loved one, you may be reaching the end of your rope!

So what can we do?  One solution is to re-set the conversation divert attention and distract with other topics that are more pleasant/interesting.  This can be done without insulting your loved one, and will have to listen to a fair amount of talk about a sore hip or how Aunt Susie can't hear a word that is said.  But you can often make some subtle shifts in the conversation topics that make the difference between a pleasant phone call/visit and one that leaves you needing a stiff drink!

When my husband's family gathers at his mother's house, the conversation runs along some pretty predictable lines.  We go through all of the grandchildren and what is happening with their schools and extracurricular activities.  We talk about any "news" from relatives who live out of state. And then, the discussion generally turns to stories about people most of us don't know, as one relative or another relates things that are happening in their own lives with their circle of friends and acquaintances.

While this conversation might be mildly interesting to my 90-year-old mother-in-law for a little bit, it doesn't hold her attention very long.  And frankly, it's not all that fair to her.  When we visit, SHE should be the center of attention.  So my husband tries to get his mother to talk about her childhood...her parents, grandparents and on the farm in in a boarding house in Iowa City while attending high school...his dad's stint in the Navy...and pets they owned as kids, to name a few topics.

My mother-in-law's memory for things that happened a long time ago is fantastic.  She can recall dates and details...and it's like she is transported back in time - and takes us with her!  This is good for her...and good for us and the grandchildren and great-grands!

When my grandmother was still living and able to talk, I would call her a couple of times a week or more.  I also spent most of the day on Fridays with her going to the beauty shop, grocery shopping, and running any other errands that arose.  So there were chances for conversation by phone, in the car as we traveled, and sitting in waiting rooms at doctor's offices more. 

Generally, I would try to tell her all of the cute things that the children had said and done.  As we would travel out of town to doctor visits, Greg would ask her questions about the area, and she would point out locations that triggered a recollection, such as "I picked many a strawberry in that field," or "That's where old Uncle Matt and his family lived," or "We lived there when I was about 12, and we would walk several miles to school and "singings" at church."  She enjoyed the trip down "Memory Lane," and we learned a lot about my grandmother's childhood. 
Once my grandmother lost most of her ability to speak, "conversing" with her was truly a challenge. So I would try to think of "news" to share with her when we visited.  Again, cute stories about the little ones were always a hit.  I avoided talk of people she knew who might be doing fun/exciting things -like "I saw Ruby at the swimming pool last week"...and word of the ailments and infirmities of others.  On the phone, I always tried to steer clear of questions like "What's new?" or "How are you today?"  She would tell me anyway, but if I could keep the conversation going in another direction, there was less chance of the tone taking an unpleasant turn.  I tried to think of a few things to tell her - or ask - before I ever picked phone.

The thing that always seemed to be a big hit with my grandmother was my sewing.  My Mam-ma was an amazing seamstress and quilter.  So I would take the little garments I made for my nephews, nieces and cousins and show them to Mam-ma. She would finger the stitches and ruffles and smile brightly.  Her eyes would grow wide with joy and pride...and she would gesture that she remembered when SHE used to do this sort of thing.  In fact, I would say, "I don't know how you managed to make those tiny Barbie dresses for my sister and me."  And she would beam with pride.

We also talked about birds that gathered at her feeder outside the window - and birds that I had seen at our house...dishes that I had made - especially with her recipes...and Greg's latest projects.  My grandmother was always interested in what the men were doing...and this line of talk opened the door to remember my grandfather and dad and the work that they did.

My grandparents are all gone are my parents. I think about the conversations we shared, and talks I have now with my mother-in-law and other elderly loved ones.  And I've come up with some thoughts and suggestions that might be helpful...

  • You don't have to call EVERY DAY.  My pastor told me once that "'No!' is a complete sentence!"  He was absolutely right.  For all of my grandmother's talk that "I haven't seen a soul in days," there was a virtual "revolving door" of visitors at her house/apartment on any given day.  I saw her on Fridays - and often through the week.  There was no need to call her EVERY DAY...until the time came when we had to call each day to make sure she took her medicine.  And then, the conversation was brief and generally directed toward said question.
  • Think of a few things to discuss/ask BEFORE you call or visit.  If possible, take a photo or memento to discuss when you visit.  I recently spent some time with an elderly cousin and took some pictures of my great-grandmother and her contemporaries, in hopes that she could identify those in the photographs.  This sparked a really fun conversation about "old times" and gave us something to discuss.  I also took her cookies from the recipes of my grandmother and the woman's next-door neighbor.  This was another starting point for a good conversation about recipes and cooking.
  • Be prepared to listen to your loved one's litany of ailments and complaints...but set a mental time limit.  Use your pre-planned questions/activities as a way to steer the conversation in a different direction.
  • Don't be afraid to simply sit in silence.  Some of my best "conversations" with my Mam-ma Polly were times we sat in silence on the front porch at her Assisted Living Facility and rocked in the sunshine.  We watched people come and go...we looked at the clouds and felt the warm breeze...and we were together...and that was all she needed.
  • Don't be afraid to call and say, "I just have a minute, but I was thinking of you and wanted you to know."  Every conversation doesn't have to be lengthy...and probably shouldn't be!
  • Shift your attitude.  I remember how much I dreaded the phone calls.  I knew that I would get an earful.  But once I developed a "game plan," and mentally prepared myself NOT to get frustrated or upset, everything went much better.  Yes, there were days when I hung up the phone, shook my head and laughed at some of the things that were said.  But that was better than wringing my hands and gritting my teeth! (And yes, there were still days when this happened, regardless of what I said/did.)

The bottom line is that this, too, shall pass.  And you will long for your loved one's voice - even if it is to chastise you that "you don't do enough for me," or "I haven't been to the bathroom in three days."  We never want to disrespect our elders or make them feel like their thoughts and feelings are not important.  Sometimes, we have to simply listen to them talk.  But that doesn't mean we can't at least have a plan to steer things in another direction.  The end result might just be that the phone calls and visits become more pleasant.

If you have questions or comments, I would LOVE to hear from you. Please weigh in, and let's start a conversation!

Monday, January 23, 2017

Who Is In Your "Sandwich?"

A childhood friend and I have been corresponding via text and e-mail for more than year now, and our conversations have involved several twists and turns.  But they keep circling back to what he refers to as "the elders" - namely, a handful of senior citizen family members that he attends to as time and needs arise. Indeed, we are at "that age" where there is no shortage of "elderly folks" who need our attention.  

Grandma E and her son (my husband, Greg)
My parents and grandparents are longer living...but my mother-in-law is still with us.  We are blessed that she is able to live alone in her own home, even 8 months past her 90th birthday.  She no longer drives, but unlike many children of seniors who have stopped driving, there are few requests for a ride anywhere.  My husband (her youngest son) takes her wherever she wants to go...which generally consists of a semi-weekly trip to the hairdresser and the grocery store - and maybe to church on Sunday.

My great-nephew, Timothy, with my Mam-ma Polly and
my mother-in-law, who the children call "Grandma E."
Even though I am not directly involved in the daily care of an "elder" at this point, many of my friends and loved ones are.  I listen as they voice their concerns and frustrations.  I hear their tales of parents who are stubborn and refuse to admit that they need in-home care - or to allow the caregivers to assist them with personal care, such as bathing.  I understand completely when worries about falls, mixed medications, and failing memories are voiced. I totally GET IT!

Just like countless others, I've "been there, done that."  And my mantra is, "You are not alone."  I know that eldercare can be incredibly lonely...and if you are caught in the middle of a "sandwich" that includes children AND seniors - well, your world is likely something of a circus on any given day!  This doesn't even allow for the fact that you may be juggling a job, a marriage, civic and church responsibilities, and more.  You may be dealing with your own health concerns.  It's enough to make anyone run screaming into the night!

This is partly why I started "The Deli" blog when my paternal grandmother was still living and in my guardianship.  I wanted this to be a place where I could "vent" and share my frustrations.  More importantly, I wanted this blog to be a venue where others could read about our experiences - and Mam-ma's antics - and see that "Hey!  I'm not the only one in this boat!  My parents/grandparents do a lot of the same things and have many of the same issues!"  I wanted those who are juggling several "balls" at once to see that we CAN survive these years...and even remember them with a bit of fondness - not in what was happening, but rather, that we did a decent job of surviving!

I have toyed with the idea of turning this blog into a book...and I may still do so at some point.  It would be great to be able to hand my friends and others a book that chronicles my journey and say, "Here...this might help you."

Meanwhile...a similar book does exist.  My late mother wrote a book about HER experience with my maternal grandparents, who both spent their last days in a nursing home.  Neither one of them wanted to be there, of course. NONE of us wanted this.  But sadly, this is sometimes the only alternative.  And Mother's book has helped countless people cope with this decision and the resulting experiences.

If you would like to order a copy of When Heads and Hearts Collide, I have plenty and would be glad to send you one.  I am asking the minimal price of $10 postage paid...and you can order via PayPal by clicking this link or the one on the sidebar.